Friday, June 24, 2011

Getting your Car Fixed After a Car Wreck

If you are in a car accident, one of the first things on your mind, after your physical injuries, is getting the damage to your car fixed. If your car is drivable, then your Las Vegas Car Accident Lawyer will advise you to continue to drive your car while your car repair is being coordinated. If your car is unsafe to drive or if it is totaled, then you should store your car in a place where you do not have to pay for storage fees.

Most people think that their car will be repaired immediately. However, your Las Vegas Auto Accident Lawyer will tell you that the insurance company will have to first send someone to come out and look at your car, to determine the extent of the damages to your car.

If the insurance company is unsure about who was at fault for causing the accident, then there is going to be a delay in getting your car repaired and a car rental. What the insurance company will want to do, is have your statement taken. That statement will be taken while you are in your Las Vegas Car Accident Lawyer's office, with the insurance company on the telephone. When you are giving your statement, you will be asked questions as to how the accident happened, your injuries, medical treatment so far and other accident related questions. Please remember though, to not speak with the insurance company (including yours), until you have spoken with your Las Vegas Car Wreck Lawyer first and gotten the okay! Next time, we will talk about the settlement process.

Tuesday, March 29, 2011

Should I get an Advance on my Personal Injury Case?

A common question your Las Vegas Personal Injury Lawyer gets asked is: Should I get an advance on my Personal Injury case? It can be very enticing to get money up front and many lawyers in Las Vegas promise a check very quickly. But, you have to ask, what price are you actually paying for a small check up front? A lot!

In your Las Vegas Injury Lawyer's experience, most cash advances are in the $500 to $3,000 range. Most funding companies charge a 4% interest rate. 4% sounds really low doesn't it? But, what they don't tell you is that, that 4% is added monthly, not yearly. That means, if you get a $3,000 cash advance, you will probably pay the cash advance company $10,000 or more when your case is over!

In cases where your Personal Injury Lawyer in Las Vegas has been able to convince clients that a cash advance is not the way they want to go, they are very thankful at the end of their case, since they have more money left over for them! When some of your Personal Injury Lawyer's clients do get cash advances, they are disappointed at the end of their case, because most of their money ends of going to the cash advance company and not them!

The lesson, do not get a cash advance! If you are having financial difficulties, temporarily moving in with family or friends is a good idea! Next time, we will discuss the process of getting your car fixed and getting a rental car after a car accident.

Thursday, March 10, 2011

What Is Underinsured (UIM)/Uninsured (UM) Motorist Coverage and Why Should Have It?

What is Underinsured (UIM)/Uninsured (UM) Motorist Coverage and why should I have it? This is common question that your Las Vegas Personal Injury Lawyer gets asked frequently. UIM stands for "Under Insured Motorist" coverage. UM stands for "Uninsured Motorist" coverage. What does that mean? It means, if the person who caused your accident does not have any insurance or has very little insurance, UIM and UM coverage protects you. If you have just basic insurance, you are protecting everyone else on the road, except you! Most people think that they are "fully" covered, but if you do not have Underinsured (UIM)/Uninsured (UM) Motorist Coverage, you are driving around naked!

When this happens most frequently is when someone else causes an accident you are in, and drives off, resulting in a hit and run. If you do not have Underinsured (UIM)/Uninsured (UM) Motorist Coverage, you will recover nothing. It is also very common for people to let their insurance lapse, so if they are in an accident, the only part of your policy protecting you is your Underinsured (UIM)/Uninsured (UM) Motorist Coverage. Also, if the other person who caused the accident had low insurance limits and you need more coverage, Underinsured (UIM)/Uninsured (UM) Motorist Coverage will kick in once the other person's insurance is maxed out.

So, your Las Vegas Personal Injury Lawyer will tell you to look at the Declarations page of your insurance policy, the page that tells you what types and how much insurance you have. If you do not see UIM or UM listed, contact your insurance agent and add it. Your Las Vegas Personal Injury Lawyer recommends Underinsured (UIM)/Uninsured (UM) Motorist Coverage limits of $50,000 or above. Next time, we will discuss advance on your potential settlement.

Monday, January 24, 2011

What Happens When you Lose your Job as a Result of an Accident

Losing a Job.

This is a rough economic time for a lot of people in Las Vegas, where the unemployment rate is almost 15%. If you were one of the lucky ones with a job, but you lost your job because of the injuries you suffered in your Las Vegas accident, you may feel that you have suffered twice. However, in your Las Vegas personal injury case, your Las Vegas accident lawyer will make sure that you get the money you lost as a resulting of losing your job.

If you are so severely injured that you can no longer work at your job, your Las Vegas injury attorney will also make sure than an expert witness is hired who can testify as to your loss of future earnings. For example, if you are in the construction industry and hurt your back in the Las Vegas car accident and can no longer practice your trade, your future income will likely be greatly affected. So, your Las Vegas injury lawyer will make sure that they fight for you to receive that lost future income.

Thursday, January 20, 2011

Keeping your Medical Appointments in your Injury Case

After you have been injured in a Las Vegas Accident, one of the most important things you can do is seek the appropriate medical care. Although your life has been turned upside down, your number one job is to get better. Many people tell their Las Vegas Personal Injury Lawyer that although they are in pain, they don’t feel that they really need to go to the doctor. There are a couple of major problems with this. First and foremost, most of the time, it will delay or stunt your healing, if you do not get the medical care you need. Secondly and also very important, is that your medical treatment is a window into your injury. If you do not go the doctor, the insurance company and juries will simply assume that you weren’t really that injured in the accident. So, if you have medical appointments, keep them.

Relatedly, if you are going the doctor and are not getting better, you need to let your Personal Injury Lawyer in Las Vegas, know about what is going on with your treatment. Your Las Vegas Accident Lawyer will talk to you about alternatives in treatment and coordinate you getting an appointment with a specialist, to further evaluate your condition. Communication is key with your Injury Lawyer Las Vegas, for your health and your case.